Paytm (One 97 Communications Limited) has partnered with Visa in India to provide offers for eligible Visa credit and debit cardholders.
Paytm Metro ticket offers
Eligible Visa cards get either 50% off up to Rs.50 or 25% off up to Rs.20 on Metro ticket bookings through Paytm, with no minimum transaction value. The 50% offer can be used twice per card each month, while the 25% offer can be used five times per card each month. For example, a Rs.100 Metro ticket booked using an eligible Visa card gets Rs.50 off under the 50% offer.
Recharge and bill payment offers
From October 1, 2026, Visa Classic Debit and Visa Platinum Debit cardholders can get 10% off up to Rs.100 on payments of Rs.299 or more. Visa Platinum Credit cardholders can get 5% off up to Rs.100 on payments of Rs.299 or more.
The eligible payment categories are:
- Visa Classic Debit and Visa Platinum Debit: Mobile prepaid and postpaid recharges, electricity, water, broadband, DTH, gas cylinder, piped gas and FASTag.
- Visa Platinum Credit: Mobile prepaid and postpaid recharges, electricity, water, broadband, DTH, gas cylinder and piped gas.
Users can avail these offers once per card per month per user.
Paytm Promo codes
Users need to select the relevant category in the Paytm app, choose the eligible Visa card at payment and apply the applicable code before completing the transaction.
- 50% Metro: VISADC50 for Visa debit cards; VISACC50 for Visa credit cards.
- 25% Metro: VISADC for Visa debit cards; VISACC for Visa credit cards.
- Visa Classic Debit: VISACLASSICDC.
- Visa Platinum Debit: VISAPLATINUMDC.
- Visa Platinum Credit: VISAPLATINUMCC.
Availability
The recharge and bill payment offers are valid from October 1 to December 31, 2026.
Speaking on the partnership, Vikash Jalan, COO – Consumer Payments, Paytm, said,
Our partnership with Visa brings greater value to everyday payments on Paytm, from Metro travel to mobile recharges and household bills. Exclusive Visa offers across these regular spends make everyday payments on Paytm more rewarding for consumers.
Commenting on the partnership, Ramakrishnan Gopalan, Head of Products & Solutions, India & South Asia, Visa, said,
Digital payments are now deeply woven into everyday life in India, from daily commute to routine household expenses. Visa continues to power these transactions through secure, trusted and rewarding payment experiences. Partnering with Paytm, we are bringing added value to another key everyday payment use case, helping Visa cardholders save more on categories that matter most while advancing our commitment to be the best way to pay and be paid.