Samsung has announced a new 30-month no-cost EMI financing scheme for its latest foldable smartphone line-up: the Galaxy Z Fold8 Ultra, Galaxy Z Fold8, and Galaxy Z Flip8. The longer repayment tenure, which requires zero down payment, is designed to reduce the upfront monthly cost of ownership for consumers looking to purchase the brand’s newest flagship devices powered by Galaxy AI.
The financing option is structured across multiple Non-Banking Financial Companies (NBFCs), including Samsung Finance+ (powered by DMI Finance), TVS Credit, IDFC FIRST Bank, and Poonawalla Fincorp.
Financing Structure and Monthly Pricing
By extending the repayment period to 30 months, Samsung has lowered the effective monthly installment across its entire foldable range. Notably, the starting EMI for the flagship Galaxy Z Fold8 Ultra represents a 9% reduction in monthly cost compared to the previous-generation Galaxy Z Fold7 financing options.
| Model (256 GB) | MRP | Financing Scheme | Monthly Installment |
| Galaxy Z Fold8 Ultra | INR 1,99,999 | 30-Month NBFC EMI | INR 6,667* |
| Galaxy Z Fold8 | INR 1,79,999 | 30-Month NBFC EMI | INR 6,000* |
| Galaxy Z Flip8 | INR 1,24,999 | 30-Month NBFC EMI | INR 4,167* |
*Terms and conditions apply.
Device Highlights and Availability
The new Galaxy Z series incorporates hardware and software refinements built on seven generations of foldable development, including updates to hinge mechanics, display durability, overall performance, and integrated Galaxy AI features.
Color Options & Base Pricing
- Galaxy Z Fold8 Ultra: Priced from INR 1,99,999. Standard color variants include Violet Shadow, Graphite, and Cream, with Green Shadow available as an online exclusive.
- Galaxy Z Fold8: Priced from INR 1,79,999. Available in Lavender, Graphite, and Cream, alongside an online-exclusive Pistachio colorway.
- Galaxy Z Flip8: Priced from INR 1,24,999. Offered in Pink, Graphite, and Cream, with Mint available exclusively online.
All three devices are currently open for pre-order across major online storefronts, Samsung Experience Stores, Samsung.com, and participating offline retail outlets across India. The 30-month financing plans are accessible through both online and offline purchasing channels.