ICICI bank has launched instant credit cards that will allow its savings account holders to get a credit card instantly without the hassle of tedious paperwork. The credit limit for the instant credit card is capped at Rs. 4 lakh based on pre-checked bureau scores.
Customers can apply for the instant credit card via ICICI bank’s internet banking platform where they will see an option of availing a credit card with their individual credit limits. It will also be available shortly on iMobile, the bank’s mobile banking application.
How to apply?
Click on the prequalified offers tab
· Select the desired ICICI Bank Credit Card
· Provide a few required details
· Accept the terms & conditions, enter the OTP sent on the registered mobile number and click on the ‘Generate Card’ button
Customers can choose from a range of cards including the gemstone collection of Coral, Rubyx and Sapphiro; Ferrari Signature and Platinum cards and Unifare cards for metro transit services. The credit card number gets displayed to the customer, instantly on completion of this procedure. As a security measure, the customer needs to again login to his/her internet banking account or iMobile to view the other details of the card. You can immediately do online transactions post generation of credit card number. Physical card will be delivered at your mailing address within 7 days of card generation. Moreover, they can also make in-store payments using Samsung Pay, without having to wait for the delivery of the physical card.
Anup Bagchi, Executive Director, ICICI Bank said,
With the festive season just around the corner, there will be many interesting offers with online partners in various categories like shopping, travel and entertainment among others. We believe that this unique proposition, which is first of its kind in the industry, will empower our customers to instantly get the credit card online in a few steps and immediately start transacting on e-commerce sites to take advantage of the offers.