Apple Pay officially goes live in UK


Apple has officially launched Apple Pay mobile payment service in the UK following a report earlier this month. The service will be available on iPhone 6, iPhone 6 Plus and Apple Watch users in the UK.

Apple Pay

Apple announced Apple Pay availability in the UK at last month’s WWDC conference. Launched in September last year, Apple Pay will allow users to complete transactions by holding their phone close to a contactless reader while keeping a finger on the Touch ID fingerprint scanner. The service is coming to banks  like American Express, First Direct, HSBC, Nationwide, NatWest, Royal Bank of Scotland, Santander and Ulster Bank while retailers on board include Boots, Waitrose, Pret and Transport for London.

Most purchases through Apple Pay in the UK currently have a £20 (around $31) cap, but that figure will reportedly rise to £30 (around $45.50) later this year.  When it is launched, more than 250,000 locations will accept Apple Pay. Apple said that when a credit or debit card is added, the card numbers are not stored on the device, or Apple’s servers as each transaction is completed with a “one-time unique, dynamic security code”. Apple Pay competes with recently announced Android Pay and Samsung Pay that is expected to be launched by September this year.

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Author: Sneha Bokil

Sneha Bokil is a tech enthusiast and is currently using OnePlus 3T but she still treasures her Nokia N70 (M). You can follow her on Twitter @snehabokil and on Google+